Homes for sale in
Fort Walton Beach, Florida
Emerald Coast living on Okaloosa's edge
1
Homes for sale
$348,000
Median list price
$202
Avg price / sqft
171
Median days on market
Fort Walton Beach sits on the Gulf side of Florida's Panhandle, part of Okaloosa County and the string of white-sand beach towns known as the Emerald Coast. It's a place built around water, sun, and an easygoing pace — the kind of spot where beach days and boat ramps are part of the weekly rhythm rather than a vacation splurge. The community draws a mix of military families, retirees, and locals who want Gulf access without the price tag of the bigger resort towns nearby.
Right now the resale market here is exceptionally thin — there's just one active listing, a townhouse priced at $348,000. That scarcity matters: with so few options on the market, buyers should move decisively when the right property appears and keep an eye on just reduced listings and open houses this week. If you're set on a single-family home, be ready to widen your search across the broader county while inventory stays tight.
Fort Walton Beach is in Okaloosa County, Florida.
Within a 30-minute drive
Quick facts
$348,000 – $348K price range
1,726 sqft median home
Balanced right now
Fresh on the market
Newest homes in Fort Walton Beach
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1 of 1 active listings shown
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Most popular Fort Walton Beach searches
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Property features
Where the market lives
The numbers that matter
The Fort Walton Beach market
Balanced
6.0 months of inventory
Supply and demand are roughly even — negotiation cuts both ways.
2
Sold, last 12 months
$295,000
Median sold price
97%
Sale-to-list ratio
What sellers actually get vs asking
23 days
Median time to sell
Fort Walton Beach vs Okaloosa County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 48.9% yr/yr
Homes on the market
▼ 50.0% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Fort Walton Beach, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Fort Walton Beach neighborhoods
Show all 7 Fort Walton Beach neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
Beyond the listings
Living in Fort Walton Beach
Emerald Coast Location
Fort Walton Beach anchors the Gulf-side stretch of Okaloosa County known for its sugar-white sand and turquoise water.
Very Tight Inventory
With just one active listing on the market, buyers face limited choice and need to act quickly when options appear.
Around $200 Per Square Foot
Active pricing runs about $202 per square foot on a median home size of roughly 1,726 square feet.
Sellers Hold Firm
Homes that sold over the past year fetched about 97% of asking price on average.
Modest Carrying Costs
Median HOA dues run about $90 a month and median property taxes come in near $3,591 a year.
Population
20,956
Median age
39.2
Median income
$66,556
Median home value
$296,000
What people here are into
Appearance oriented
Top 13% in the U.S.Body Art
Who says the body isn't a canvas? This population loves talking about tattoos, body art and piercings.
Active
Top 13% in the U.S.Fitness Obsession
Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.
Entertainment
Top 13% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Food & Drink
Top 15% in the U.S.Hops & Brews
Thirst isn't the only reason this population looks for a good brew. From beer drinkers on a budget to the millennial craft beer enthusiast, these men and women are passionate about different kinds of beer and how it's made.
Lifestyles
Top 16% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Active
Top 17% in the U.S.Yoga Advocates
Improving flexibility, strength, and overall well-being is the yogi's aim. This population is looking for the right community, instruction, and accessories.
What it really costs
Owning here
Owning the median Fort Walton Beach home
≈ $2,433/mo
$348,000 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
0%
In a FEMA flood zone
Most homes here sit outside high-risk zones
Straight answers
Fort Walton Beach real estate FAQs
Is Fort Walton Beach a good place to live?+
It's a Gulf-front community on Florida's Emerald Coast, part of Okaloosa County, with easy beach and water access and a mix of military families, retirees, and longtime locals. The relaxed coastal pace and white-sand beaches are the main draw. It suits buyers who want Gulf living without the premium of the larger resort towns nearby.
Is Fort Walton Beach expensive?+
The single active listing is priced at $348,000, and homes that sold over the past year had a median price of $295,000. At roughly $202 per square foot, it sits in a mid-range band for the Emerald Coast. Carrying costs are reasonable, with median property taxes around $3,591 a year.
What do homes cost in Fort Walton Beach?+
Current inventory is limited to a townhouse listed at $348,000, while the median sold price over the last 12 months was $295,000. Expect to pay in the range of $200 per square foot on a typical home of about 1,726 square feet. Because supply is so thin, browsing single-family homes across the wider area can help you find more choices.
How is the housing market in Fort Walton Beach?+
It's a low-inventory market — only one active listing and just two homes sold in the past year. Homes are sitting longer, with a median of about 171 days on market, but sellers still average 97% of asking when a sale closes. Watching just reduced listings can help buyers spot opportunities as they come up.
What about HOA fees and property taxes?+
The median HOA fee runs about $90 a month, which is common for the townhouse-style properties currently on the market. Median property taxes are roughly $3,591 a year. Both are worth confirming per property, since dues and assessments vary by community.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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