
125 NE 4TH STREET UNIT 38, GAINESVILLE, FL, 32601
Active26 days on marketListed Jul 23, 2026MLS #GC542137
About this home
125 NE 4TH STREET UNIT 38
What if you could leave the car in your private garage, bike to UF or downtown Gainesville, and come home without a yard or exterior maintenance project waiting for you? Welcome to Regent's Park, where this beautifully updated 2-bedroom, 2.5-bath condominium offers a rare combination of luxury finishes, low-maintenance living, private outdoor spaces, and an exceptional location near the University of Florida, UF Health Shands, and downtown Gainesville. Set along a quiet, tree-lined street at the edge of Gainesville's historic district, this multi-level residence provides the spacious feel of a townhome with the convenience of condominium ownership, including soaring 10-foot ceilings, multiple outdoor living areas, and an attached garage behind a back entrance. Inside, you'll find no carpet. Beautiful wood flooring extends throughout the main living level, while upgraded cork flooring covers the staircase and upper floor. Andersen windows bring abundant natural light into the open living and dining areas, while custom silhouette shades provide filtered light and privacy. The renovated kitchen features quartz countertops, 42-inch wood cabinetry, stainless steel appliances, an oversized breakfast bar, and a dedicated beverage area with space for a wine refrigerator. Just beyond the living area, an expansive private terrace provides plenty of room for outdoor dining, grilling, container gardening, or relaxing beneath the surrounding tree canopy. Upstairs, the owner's suite offers a large walk-in closet, private ensuite bathroom, and its own balcony overlooking the mature trees and historic neighborhood—the perfect setting for morning coffee or unwinding at the end of the day. The second bedroom also features access to a full bathroom, providing excellent flexibility for guests, a home office, or additional living needs. An in-unit laundry area with washer and dryer adds everyday convenience. One of the greatest benefits of this property is the lock-and-leave condominium lifestyle. Exterior building maintenance and fiber-optic internet are included through the association, allowing more time to enjoy Gainesville and less time maintaining a property. Quality construction adds even more value: the building features ICF (Insulated Concrete Form) construction, brick veneer, Andersen windows, and concrete construction between residences, contributing to energy efficiency, durability, and sound reduction. The location brings the lifestyle together. Bike to the University of Florida, UF Health Shands, the Innovation District, or downtown Gainesville, and enjoy convenient access to the Hippodrome Theatre, Bo Diddley Plaza, the Thomas Center, Depot Park, Heartwood Soundstage, restaurants, coffee shops, breweries, trails, festivals, and live music. Ben Hill Griffin Stadium and University of Florida athletics are also nearby, making the property an appealing option for a primary residence, second home, or Gainesville game-day retreat. If you've been searching for a luxury condo near the University of Florida, a low-maintenance Gainesville home near UF Health Shands, or a walkable and bike-friendly residence near downtown Gainesville, Regent's Park delivers a combination that is difficult to duplicate: generous living space, private outdoor areas, an attached garage, quality concrete construction, included fiber-optic internet, and the convenience of condominium living. Spend less time maintaining where you live and more time enjoying Gainesville.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,634
Sqft
0.43 ac
Lot size
1
Garage
2007
Year built
Multi/Split
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,065 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,065/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$260 vs $202
Days on market
26 vs 46 typical
Where $260/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Get to know Gainesville. See the full Gainesville guide →
Downtown — neighborhood snapshot
Population
1,253
Median age
32
Median income
$56,618
Median home value
$307,418
Avg household
2
Households w/ children
109
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $322K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
194 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 NE 4TH STREET UNIT 38
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$425,000
421 NE 2ND AVENUE · same community
2 bd · 2.5 ba · 1,755 sqft · $242/sqft · 3 DOM
Sold · Apr ’26$525,000
107 NE 4TH STREET · same community
3 bd · 2.5 ba · 1,957 sqft · $268/sqft · 19 DOM
Sold · Feb ’26$330,000
201 SE 2ND AVENUE UNIT 406
2 bd · 3 ba · 1,783 sqft · $185/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Faith Barron
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 125 NE 4TH STREET UNIT 38 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 NE 4TH STREET UNIT 38 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Faith's phone and CRM.
Straight answers
125 NE 4TH STREET UNIT 38 FAQs
What would the monthly payment be for 125 NE 4TH STREET UNIT 38?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,065/mo — principal and interest, the actual property-tax bill, the $672/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 125 NE 4TH STREET UNIT 38?+
The association fee works out to $672 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 125 NE 4TH STREET UNIT 38?+
The most recent tax bill on record (2025) was $6,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 NE 4TH STREET UNIT 38?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $425,000, this home is listed about 42% above the Gainesville median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 NE 4TH STREET UNIT 38?+
Joseph Williams Elementary School (elementary), Abraham Lincoln Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 85% above the GAINESVILLE 32601 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $672/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP, LLC · Kristen Rabell. MLS #GC542137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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