2892 SANDY CAY STREET, CLERMONT, FL, 34711
Active108 days on marketListed May 1, 2026MLS #O6403969
About this home
2892 SANDY CAY STREET
Welcome to 2892 Sandy Cay Street in the highly sought-after 55+ community of Heritage Hills! Beautifully situated on a spacious 1/4-acre corner lot, this popular Monroe model offers an exceptional combination of space, comfort, and an inviting open floor plan. With 3 bedrooms, 3 full bathrooms, a dedicated office, formal living room, and formal dining room, there is plenty of room to entertain family and friends. The desirable split-bedroom floor plan provides privacy for everyone, with one guest bedroom featuring its own private bathroom—perfect for visiting guests. The heart of the home is the bright and welcoming kitchen, featuring granite countertops, abundant cabinetry, a breakfast bar, separate breakfast nook, and plenty of workspace. The kitchen opens beautifully to the main living areas, making everyday living and entertaining effortless. You’ll love the beautiful engineered hardwood flooring throughout the main living area and office. Three solar tubes bring even more natural light into the home, creating a warm and cheerful atmosphere. The spacious primary suite is a true retreat, offering two walk-in closets and sliding doors leading directly to the lanai. The luxurious primary bath features a dual-sink granite vanity, relaxing soaking tub, and walk-in shower. Step outside to the extended screened lanai with paver flooring, the perfect spot to enjoy your morning coffee, entertain guests, or simply unwind while taking in the peaceful surroundings. The quiet corner-lot setting adds to the privacy and appeal of this wonderful home. And the big-ticket updates are already taken care of! NEW ROOF in 2024 and NEW HVAC in 2024. The window coverings stay, along with all appliances, including the washer and dryer. The spacious 3-car garage provides plenty of room for vehicles, hobbies, and additional storage. Life in Heritage Hills offers an incredible array of amenities designed for an active and social lifestyle. Enjoy the heated pool and spa, pickleball, tennis, basketball, bocce ball, shuffleboard, fitness center, clubhouse, ballroom, billiard room, card room, and arts and crafts room, along with numerous clubs and planned activities. A scenic 5-mile walking trail winds throughout the communityThe HOA also includes yard maintenance, Spectrum cable and high-speed internet, and exterior painting every six years, making it easy to enjoy the carefree lifestyle you’ve been looking for. Spacious, bright, beautifully maintained, and ideally located—this wonderful Heritage Hills home is ready to welcome you! Call today to schedule your private showing and experience all it has to offer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,597
Sqft
0.29 ac
Lot size
3
Garage
2012
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Clermont actives
$200 vs $221
Days on market
108 vs 46 typical
Where $200/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Heritage Hills — neighborhood snapshot
Population
3,343
Median age
52
Median income
$105,987
Median home value
$426,700
Avg household
3
Households w/ children
306
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $444K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
227 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 2892 SANDY CAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$532,500
3064 TOBAGO AVENUE
4 bd · 2.5 ba · 2,613 sqft · $204/sqft · 136 DOM
Sold · Aug ’26$548,000
2722 KNIGHTSBRIDGE ROAD
4 bd · 3 ba · 2,571 sqft · $213/sqft · 2 DOM
Sold · May ’26$520,000
2735 KINGSTON RIDGE DRIVE
4 bd · 3 ba · 2,569 sqft · $202/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Faith Barron
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2892 SANDY CAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2892 SANDY CAY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Faith's phone and CRM.
Straight answers
2892 SANDY CAY STREET FAQs
What would the monthly payment be for 2892 SANDY CAY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,975/mo — principal and interest, estimated property taxes, the $524/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2892 SANDY CAY STREET?+
The association fee works out to $524 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2892 SANDY CAY STREET?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2892 SANDY CAY STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $520,000, this home is listed about 13% above the Clermont median of $460,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2892 SANDY CAY STREET?+
Windy Hill Middle School (middle), East Ridge High School (high), Lost Lake Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$520,000 runs 16% above the CLERMONT 34711 median — but at 2,597 sqft it's also 26% larger than the typical Clermont listing.
02Know the monthly fee
The association fee is $524/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
108 days on market against a Clermont median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Windy Hill Middle School, East Ridge High School, Lost Lake Elementary School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $535,000, now $520,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Patti Kincaid. MLS #O6403969.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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