
3605 DAYDREAM PLACE, ST CLOUD, FL, 34772
Active0 days on marketListed Aug 8, 2026MLS #O6431912
About this home
3605 DAYDREAM PLACE
Welcome to 3605 Daydream Place—an opportunity that stands out in the low-HOA Esprit community! Tucked away on a cul-de-sac, this spacious 5-bedroom, 2-bath home offers 2,028 sq ft, a 2-car garage, .27-acre fully fenced lot AND your own heated saltwater pool—a combination that can be hard to find, especially at this price point. From the covered front porch and beautiful landscaping with concrete curbing to the brick pavers widening the driveway, this home makes a great first impression. Step inside to an inviting home filled with natural light and plenty of room to spread out. Easy-care ceramic 12x24 tiles flow throughout with no carpet anywhere, while blinds on every window and ceiling fans in all bedrooms, the living room and family room add everyday comfort. The floor plan offers both living and family rooms along with a smart bedroom layout. Three secondary bedrooms are grouped together down one hallway, while another bedroom is positioned at the front of the home, providing separation and flexibility as a guest room, home office or hobby space. The kitchen features stainless steel appliances, an island, ample cabinetry and an adjoining dining area. The generously sized primary bedroom provides a comfortable retreat with plenty of room for larger furniture. The ensuite bath features dual sinks, a garden tub and separate shower, while the huge walk-in closet provides an impressive amount of storage. The backyard is where this home truly delivers the Florida lifestyle. Step from the covered lanai into the screened enclosure and your own heated saltwater pool—perfect for morning swims, weekend gatherings or relaxing at the end of the day. There’s plenty of room for lounging and entertaining, while the fully fenced yard still offers additional green space. A convenient dog door adds to the pet-friendly setup, and the pool enclosure screens were replaced approximately two years ago. Even more value comes from major improvements include a 2022 roof, newer A/C with Blue Light bacteria system added in 2025, fresh exterior paint in 2026 and paid-off solar panels—helping reduce monthly electric costs without the added expense of a solar loan or lease. The garage features an epoxy floor, pull-down attic access and wooden storage shelving that stays. Shopping, dining and everyday necessities are approximately 10 minutes away, with convenient access to the Florida Turnpike. Orlando International Airport is approximately 30–35 minutes away, with Walt Disney World and the Orlando theme park corridor roughly 35–45 minutes from home. Melbourne and the Atlantic beaches are approximately an hour away, making a beach day an easy getaway. With a private heated saltwater pool, oversized fenced lot, cul-de-sac location, low HOA, paid-off solar and several big-ticket improvements already completed, finding this much home and lifestyle at this price is an opportunity worth seeing in person. Don’t overlook everything 3605 Daydream Place has to offer—schedule your showing and come experience it for yourself!
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,028
Sqft
0.27 ac
Lot size
2
Garage
2007
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,499 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,499/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Cloud actives
$222 vs $219
Days on market
0 vs 43 typical
Where $222/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Esprit, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,395/mo median
Live St Cloud rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Esprit
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Esprit is a short-term-rental community. See the full guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $395K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
223 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3605 DAYDREAM PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$375,000
3968 ETERNITY CIRCLE
4 bd · 2 ba · 2,064 sqft · $182/sqft · 127 DOM
Sold · May ’26$350,000
3884 WIND DANCER CIRCLE
4 bd · 2 ba · 1,979 sqft · $177/sqft · 110 DOM
Sold · Apr ’26$367,500
3723 RICKY LANE
4 bd · 3.5 ba · 2,078 sqft · $177/sqft · 226 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Faith Barron
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3605 DAYDREAM PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3605 DAYDREAM PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Faith's phone and CRM.
Straight answers
3605 DAYDREAM PLACE FAQs
What would the monthly payment be for 3605 DAYDREAM PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,499/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3605 DAYDREAM PLACE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3605 DAYDREAM PLACE?+
The most recent tax bill on record (2025) was $4,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3605 DAYDREAM PLACE be rented short-term?+
Yes — this home sits inside Esprit, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3605 DAYDREAM PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $450,000, this home is listed about 5% above the St Cloud median of $429,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3605 DAYDREAM PLACE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 18% above the ST CLOUD 34772 median.
02Zoned for nightly rentals
Esprit is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Listed today in a St Cloud market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Jessica Snyder. MLS #O6431912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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