
10229 NEWMINSTER LOOP, RUSKIN, FL, 33573
Active1 days on marketListed Aug 11, 2026MLS #TB8537632
About this home
10229 NEWMINSTER LOOP
Virtually Staged. Short Sale. Imagine coming home to a beautifully maintained home where the thoughtful details make everyday life just a little easier. Located in the desirable Belmont community, this 4-bedroom, 2.5-bath home combines smart design, energy-efficient construction, generous living space, and the kind of features that make a house feel like home. From the moment you arrive, the **paver driveway and fresh interior paint** create a welcoming first impression. Inside, the open-concept living area gives everyone room to spread out while still keeping the kitchen, dining, and living spaces connected—perfect for busy mornings, casual dinners, or gathering with friends and family. The kitchen is designed to be both beautiful and practical, featuring **42-inch cabinets with decorative crown molding, granite countertops, a tiled backsplash, and an oversized island** that becomes the natural gathering spot. With extensive cabinetry, abundant counter space, and a **large walk-in pantry**, there is plenty of room to keep everything organized and within easy reach. A unique **foyer valet** adds another thoughtful touch, giving you a dedicated place for keys, mail, device chargers, and all those everyday items that tend to collect by the door. Upstairs is where you'll find all four bedrooms, two full bathrooms, and a conveniently located laundry room. The first floor and bathrooms feature elegant **18-inch ceramic tile**, while **brand-new carpet** adds a fresh, comfortable feel to the bedroom level. At the back of the home, the spacious primary suite offers a quiet place to unwind at the end of the day. The ensuite bathroom features a **dual-sink granite vanity, separate soaking tub and shower with upgraded wall tile**, and an impressive walk-in closet. And when we say impressive, we mean it—the oversized closet features separate sections plus a complete closet system with a **makeup vanity and lighted mirror**. This home was built with comfort and efficiency in mind and is **100% ENERGY STAR rated**. Double-pane Low-E windows and advanced sealing techniques help create a better-insulated home and can contribute to lower energy costs. The A/C was replaced in 2020, and for added peace of mind, a **50-amp generator hookup and interlock kit were installed in 2025**, allowing you to connect a portable generator during a power outage. Outside, the **fully fenced backyard and large storage shed** gives you a dedicated place for lawn equipment, tools, and seasonal items—so your garage can stay available for your vehicles and the things you actually want close at hand. And then there's Belmont. This established community offers amenities for just about everyone, including a **community pool, playground and park areas, dog park, basketball courts, and tennis courts**. Everyday convenience is right outside the neighborhood, with **Publix, Wawa, restaurants, ice cream shops, and other essentials** located near the community entrance. Belmont Elementary is approximately one mile away and the High School just across 301. You'll have easy access to **Big Bend Road, US-301, and I-75** for commuting and getting around Tampa Bay. If you've been waiting for a home that gives you space to live, room to organize, energy-efficient features, and a location that keeps everyday necessities close by, this Belmont home is worth a closer look. **Come see the possibilities for yourself.**
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,307
Sqft
0.11 ac
Lot size
2
Garage
2013
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,090 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,090/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.3%
Days on market
1 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Faith Barron
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10229 NEWMINSTER LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10229 NEWMINSTER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Faith's phone and CRM.
Straight answers
10229 NEWMINSTER LOOP FAQs
What would the monthly payment be for 10229 NEWMINSTER LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,090/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10229 NEWMINSTER LOOP?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10229 NEWMINSTER LOOP?+
The most recent tax bill on record (2025) was $8,427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10229 NEWMINSTER LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $350,000, this home is priced right at the Ruskin median.
Which schools are assigned to 10229 NEWMINSTER LOOP?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of FOUNDATION REALTY GROUP · Lindsey Acker. MLS #TB8537632.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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