40955 COUNTY ROAD 54, ZEPHYRHILLS, FL, 33540
Active0 days on marketListed Aug 15, 2026MLS #TB8538676
About this home
40955 COUNTY ROAD 54
Welcome home to this stunning, completely renovated 4-bedroom, 2-bath home offering 3,122 sq. ft. under roof, situated on a sprawling, picturesque 2-acre lot in a highly sought-after area of Zephyrhills. Country charm meets city convenience in this private oasis, complete with mature landscaping, majestic oak trees, and lush greenery—features that are increasingly rare to find. As you make your way up the long, tree-lined driveway and step through the front door, you’ll be welcomed into a meticulously maintained and beautifully renovated home boasting all the modern upgrades you could desire. Elegantly blending style and functionality, the open, split floor plan includes formal living and dining areas accented by vaulted ceilings and abundant natural light. The gourmet kitchen is truly a chef’s dream, featuring granite countertops, solid wood cabinetry, a breakfast bar, and top-of-the-line stainless steel JennAir appliances for the discerning home chef. The spacious Owner’s Suite is a private retreat featuring a spa-like bath with a large walk-in shower, a walk-in whirlpool tub, and a generously sized closet. Step through the French doors to a huge covered lanai overlooking the expansive backyard—an ideal setting for quiet evenings relaxing with a book or enjoying a glass of wine while taking in serene Florida sunsets. With ample space, the backyard is also perfect for entertaining and offers plenty of room to add a pool, fire pit, playground, and more! Best of all, there’s NO HOA or CDD! Bring your boats, RVs, and recreational toys. Additional upgrades include a whole-house standby generator, a brand-new roof, and a huge 1,000 sq. ft. detached garage, ideal for a workshop, additional storage, and all your toys. Enjoy a prime location just minutes from shopping, dining, top-rated schools, hospitals, and I-75, SR 56, and US 301, providing easy access throughout Tampa Bay and beyond. Ideal for those seeking a serene, tranquil country lifestyle without sacrificing city convenience, this property offers a rare opportunity to enjoy space, privacy, and freedom while remaining close to everything you need. Why are you still reading this? CALL NOW to schedule your private tour of this incredible property before it’s too late!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,095
Sqft
1.99 ac
Lot size
6
Garage
2001
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,521 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,521/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.8%
$/sqft vs Zephyrhills actives
$239 vs $170
Days on market
0 vs 53 typical
Where $239/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Frontier Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Frontier Acres — neighborhood snapshot
Population
50
Median age
65
Median income
$44,022
Median home value
$112,300
Avg household
2
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
225 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 40955 COUNTY ROAD 54
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$290,000
7140 ELWOOD ROAD
3 bd · 2 ba · 2,015 sqft · $144/sqft · 24 DOM
Sold · Sep ’25$299,900
7417 TIMBER CREST LANE
3 bd · 2 ba · 2,356 sqft · $127/sqft · 5 DOM
Sold · Apr ’26$155,000
41310 MERRICK ROAD
3 bd · 2 ba · 1,800 sqft · $86/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Faith Barron
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 40955 COUNTY ROAD 54 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40955 COUNTY ROAD 54 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Faith's phone and CRM.
Straight answers
40955 COUNTY ROAD 54 FAQs
What would the monthly payment be for 40955 COUNTY ROAD 54?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,521/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40955 COUNTY ROAD 54?+
The most recent tax bill on record (2025) was $2,368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Zephyrhills?+
At $499,900, this home is listed about 54% above the Zephyrhills median of $324,995. The market section on this page shows how the area is trending.
Which schools are assigned to 40955 COUNTY ROAD 54?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Centennial Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of QUICKSILVER REAL ESTATE GROUP · Alex Gromkov. MLS #TB8538676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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