10471 LUCAYA DRIVE, TAMPA, FL, 33647
Active1 days on marketListed Aug 18, 2026MLS #TB8539194
About this home
10471 LUCAYA DRIVE
Welcome home, this is a rare find in the sought after pristine Heritage Isle Golf Community. This home is tucked in a quiet neighborhood on a corner lot, fully fenced, overlooking a peaceful pond. When you walk in the home is open and cozy with freshly painted light gray interior. You have an instant view of the private pool. The large living room is open for entertainment, the kitchen is spacious, and appliances have been upgraded and new. The home layout is beautiful, the master suite is on the 1st floor, with walk-closet, master bathroom retreat with his/her sinks, garden tub and separate walk-in shower. On the right side of the home down the hall you have the garage door leading to a very spacious 2 car garage, laundry room with washer and dryer, storage closet and half guest bathroom. Walk upstairs and you enter a bonus room for entertainment or a very large separate office space. The bathroom is equipped with a sit-down vanity space, two spare bedrooms with a reading window seat and spacious closets. This community has a clubhouse, a golf course community, driving range Bay Scape Bistro Restaurant, Pool & recreation area and fitness center. The course sets itself apart as it is located on a preservation of 15 acres of natural wetlands. Your monthly rent grants you access to use of the facilities, pool care and lawn maintenance. Tee times and golf packages are separate. This home is centrally located in North Tampa and is minutes from shopping, lots of restaurants, bustling Wesly Chapel or staycation. To qualify for this home all applicants (all adults must apply) must have a credit score of 650 or higher, have had no convictions filed against them, cannot be in an active bankruptcy and monthly income must be equal or greater than 2xs the monthly rent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,798
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$2 vs $301
Days on market
1 vs 43 typical
Where $2/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Heritage Isles
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Heritage Isles — neighborhood snapshot
Population
2,860
Median age
37
Median income
$144,753
Median home value
$437,862
Avg household
3
Households w/ children
483
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
234 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10471 LUCAYA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
10446 LUCAYA DRIVE · same community
4 bd · 3 ba · 1,824 sqft · $236/sqft · 4 DOM
Sold · Apr ’26$428,500
10426 LUCAYA DRIVE · same community
4 bd · 3 ba · 1,877 sqft · $228/sqft · 14 DOM
Sold · Jul ’26$335,000
10458 LUCAYA DRIVE · same community
3 bd · 2 ba · 1,620 sqft · $207/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Faith Barron
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10471 LUCAYA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10471 LUCAYA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Faith's phone and CRM.
Straight answers
10471 LUCAYA DRIVE FAQs
What would the monthly payment be for 10471 LUCAYA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 10471 LUCAYA DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,750, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10471 LUCAYA DRIVE?+
Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33647 market on paper
$2,750 is 99% below the TAMPA 33647 median of $362,500, and at $2/sqft it sits under the Tampa average of $346.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Tampa market that averages 43 — if it fits, move quickly.
04Strong assigned schools
Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PROBITY REALTY · Ali DeRolf. MLS #TB8539194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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